Estimate your monthly VA loan payment including the VA funding fee. Eligible VA borrowers may buy with no down payment, subject to entitlement and lender approval. VA loans have no monthly PMI.
For veterans, active-duty service members, and eligible surviving spouses in Washington and Idaho. Beeline Mortgage, LLC is not affiliated with or endorsed by the U.S. Department of Veterans Affairs.
Eligible VA borrowers may buy with no down payment. A larger down payment can lower the funding fee; only eligible exempt borrowers pay no funding fee.
Affects VA funding fee rate. If you are exempt (for example, you receive VA disability compensation), you pay no funding fee and the fee shown here does not apply.
Example only, not an offer of credit. Default values are illustrative and are not a quote. The rate entered is an interest rate, not an APR; your APR includes fees and may be higher. Your rate, APR and payment depend on your credit, loan program and lender approval. Funding fee rates are based on VA guidelines; confirm current rates at va.gov. Exempt borrowers pay no funding fee. Does not include property taxes, insurance, or HOA.
Learn More About VA Loans →| Loan Usage | Down Payment | Funding Fee |
|---|---|---|
| First-Time VA Use | Less than 5% | 2.15% |
| First-Time VA Use | 5% to 9.99% | 1.50% |
| First-Time VA Use | 10% or more | 1.25% |
| Subsequent VA Use | Less than 5% | 3.30% |
| Subsequent VA Use | 5% to 9.99% | 1.50% |
| Subsequent VA Use | 10% or more | 1.25% |
Chris Hendrickson and the Beeline team shop many lenders and have helped eligible Washington and Idaho veterans close VA loans with no down payment and no monthly PMI, subject to VA eligibility and lender approval. Request a personalized quote.
Beeline Mortgage, LLC | NMLS #1713379 | Chris Hendrickson NMLS #145552 | Licensed WA and ID