Free Tool

Home Affordability Calculator

Estimate a home price range based on your income, monthly debts, and down payment.

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Before taxes. Use combined if buying with a co-borrower.

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Car loans, student loans, credit card minimums, etc. Not utilities.

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Max Home Price (Est.)
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Based on 43% back-end DTI guideline
Max Loan Amount$0
Est. Monthly P&I$0
Monthly Gross Income$0
Back-End DTI0%

Based on a 43% back-end DTI guideline common on conventional loans. FHA and VA may allow higher DTI. This estimate applies the full DTI budget to principal and interest. Taxes, insurance, HOA, and mortgage insurance are not included and would lower your price range. Example only, not an offer of credit. The rate entered is an interest rate, not an APR; your APR includes fees and may be higher. Your rate, APR and payment depend on your credit, loan program and lender approval.

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Want your real approval range?

This tool uses general DTI guidelines. Your actual qualification depends on your credit score, loan type, and full financial picture. Beeline is an independent mortgage broker, so the loan officer who answers is the one who shops many lenders and structures your loan.

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